body { margin: 0; padding: 0;}

 body  {width:100%;
        background:#41598f url("images/vertical3.jpg") repeat-x ;
        font-family: "Times New Roman", arial, Helvetica, sans-serif;
        font-size: 1.2em;
        line-height:120%;      
        text-align:justify;       
        color:#ffffff;}

  #wrapper{width:750px;
           background:transparent;           
           margin-left:0px;
           margin-right:auto;}

 #header{width:940px;                   
         margin:0 auto 0 20px;
         background:transparent;}

 #hBanner{width:350px;
          float:left;
          margin:30px 0px 0px 0px;
          border:none;}

 #rBanner{margin:15px 0px 0px 250px;
          border:none; }

.pright{text-align:right;}

.pcenter{text-align:center;}

 #righthead{display:block;
          position:absolute;
	  font-size:70%;
          top: 140px;
          font-weight:bold;
          font-variant:small-caps;
          text-align:center;
          background:transparent;  
          width:160px;
          margin:0 auto 0 0px;}

 #lefthead{display:block;
          position:absolute;
	  font-size:70%;
          top: 140px;
          font-weight:bold;
          font-variant:small-caps;
          text-align:left;
          background:transparent;  
          width:160px;
          margin:0 auto 0 865px;}

  .buttonImage{height:70px;
               width:70px;
               border:0;}

 .cpyb{width:90px;
       border:0;}

      .fifty{padding:13px 0 25px 0px;          
             z-index:5;}

      .next {padding:55px 0 0 0px;                  
             z-index:5;}
   .arrow{vertical-align:middle;
       border:none;}

    a:link    {color:#ffffff;font-size:100%; padding:0px 12px  3px 0px;}
    a:visited {color:#ffffef;font-size:100%;padding:0px 12px  3px 0px;}             
    a:hover   {color:orange;background:transparent;}
    a:active  {color:red;}
             a{text-decoration:none;}

    .speclink:link    {color:#ffffff;background: transparent;  }
    .speclink:visited {color:#ffffff;background: transparent;} 
    .speclink:hover   {color:orange;background:transparent;}

    .hiddenpic {display:none;}
   
  /* Navigation  */

ul.z li {display:inline;
       	 text-decoration: none; }

    li a {text-decoration:none}

      ul li {display:block;            
               list-style-type:disc;
               font-size:16px;}           

   .bar{display:block;margin:0px 0px 0px 0px;
        background: url(includes/buttons/blue.png) repeat-x ;
	font-weight: bold; }  
           
   #col1 {width : 260px;
          margin :20px 0px 0px 40px;
          background : transparent;
          float : left;
          text-align : justify; }
   #col2 {width : 270px;
          margin :20px 0px 0px 50px;
          padding-right : 25px;
          padding-left : 0px;
          background : transparent;
          float:left;
          text-align : justify; }

  /* end navigation*/

  /* positioning*/
  

  #center{display:block;
          position:absolute;
          top:0px;padding-top:50px;
          background:transparent;  
          width:680px; z-index:5;
	  margin:0 auto 0 155px;}
    
      .list{display:block; 
            background:transparent;
            margin: 0px 15px 15px 10px; 
            font-size:16px;line-height:24px;
            font-weight:bold;
            width:300px;           
            text-align:left;}                                   
 
   #smargin{margin:0 0 0 50px;}

   /* end positioning*/

   /*Fonts*/
    .pic{border: ridge 1px #41598f; 
         margin:0 10px 0 0;}

   .jeff{margin:0 0 20px 20px;}
   .jeff1{margin:0 20px 20px 0px;}
   .jeff2{margin:2px 10px 0px 0px;}
 
    HR{size:2pt; color:#ffffff;}
    H1{color:#ffffff;
        background-color:transparent;
        font-size:24px;
        font-family:"Times New Roman";
        font-weight:bold;
        text-align:center;}

    H2{color:#ffffff;
        background-color:transparent;
        font-size:20px;
        font-family:"Times New Roman";
        font-weight:bold;
        text-align:center;}
  
  .htext{color:#ffffff;
          background-color:transparent;
          font-size:22px;line-height:120%;
          font-family:"Times New Roman";
          font-style:normal;font-weight:bold;
          font-variant:small-caps;
          text-align:center;}
   
    H4{color:#ffffff;
        background-color:transparent;
        font-size:16px;line-height:5px;
        font-family:"Times New Roman";
        font-style:normal;
        font-variant:small-caps;
        text-align:center;}

     H5{color:#ffffff;
        background-color:transparent;
        font-size:14px;line-height:5px;
        font-family:"Times New Roman";
        font-style:normal;
        font-variant:small-caps;
        text-align:center;}

    .AD4{color:#ffffff;
        background-color:transparent;
        font-size:16px;line-height:5px;
        font-family:"Times New Roman",arial;
        font-style:normal;
        font-variant:small-caps;
        text-align:center;}
 
    .AD5{color:#ffffff;
        background-color:transparent;
        font-size:14px;line-height:5px;
        font-family:"Times New Roman",arial;
        font-style:normal;
        font-variant:small-caps;
        text-align:center;}

   .emfc{color:red;
          background-color:transparent;
          font-size:20px;
          line-height:22px;
          font-family:"Times New Roman",arial;
          padding:0 0 5px 50px;
          width:600px;
          text-align:center;}

 .feature{ font-weight:bold;height:230px;
           line-height:135%;
           border: double 5px #ffffff;
	   background:transparent;
           margin: 0px 40px 40px 6px;}

      .box{font-size:18px;}

.styled2 {border-top: solid 2px #777777;
	  padding: 5px;
	  background:#f7f7f7;
	  background-image: url(images/bg.png);
	  background-position: bottom right;
	  background-repeat: no-repeat;}
	
.styled{border-top:solid 2px #000450;
	background:#f7f7f7;
        height:17px;}

.tableClass{border:double 4px #ffffff;
            padding:10px;
            text-align;center;
            width:58%;} 

.tableClassW{border:none;
             padding:10px;
             margin-left:auto;
             margin-right:auto;}